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The execution challenge is to get the full bang for the buck by implementing the strategic review on time and on budget. The bank plans to centralise the risk function in the retail bank, including home loan operations, as two further broking groups are drawn into the fraud saga. The cash payments are among the sweeteners being used to get home loan customers to stay once discharge papers are submitted, frustrating brokers. More people are turning up to seek short-term loans for unexpected costs, such as medical bills and car repairs, says Cash Converters CEO Sam Budiselik. Lending criteria apply to approval of credit products.
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